Day Care Nursery > Product Information

PoundGates Nursery Insurance is an Insurance and Risk Management package designed specifically to cater for the unique needs of day care nurseries and kindergartens, provided in partnership with Norwich Union.

PoundGates Nursery Insurance provides a comprehensive range of ‘Core’ covers with the ability to tailor the product further through the selection of appropriate ‘Optional’ covers. Cover available includes:

Core Cover:

Full All Risks protection including Accidental Damage and Theft covering the contents of your nursery, including fixed outdoor play equipment and damage to glass.
Income protection for your business provided on a blanket basis of £500,000 over 12 months (higher limits easily catered for)
Employers’ Liability
Public Liability up to £5,000,000 any one event including cover for the misadministration of drugs and medicines by nursery staff
Products Liability
Loss of Registration up to £50,000
Commercial Legal Expenses cover with a 24 hour legal and tax helpline
24 hour access to emergency assistance in the event of a claim

Optional Cover:

Buildings and tenant’s improvements (including cover for subsidence)
Professional Indemnity, Directors & Officers and Charity Trustees Liability
Additional Loss of Registration cover up to £100,000
Personal accident for staff/managers

To ask for a quote contact our office or complete the enquiry form through the link on the left toolbar. For more product information please click on the following link to our Policy Summary:


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