FAQ: What’s the difference between labour-only and bona-fide subcontractors?

Knowing the difference between labour-only and bona-fide subcontractors can help protect your business from costly and damaging risks, including fines, penalties and large-scale claims. The defining characteristics of labour-only subcontractors are as follows: They work under your supervision and direction They use your materials, kit, equipment and tools They must …

FAQ: What is the Retroactive Date on my Professional Indemnity policy?

Welcome to the first in a new series of FAQs from Pound Gates. Each month we’ll be answering a question we’re frequently asked. Martin Westlake, Relationship Manager at Pound Gates (pictured) answers the question: What is the Retroactive Date on my Professional Indemnity policy? The Retroactive Date on a Professional …