Our range of standard covers includes:

• Employers’ Liability at £10,000,000
• Public Liability at £5,000,000, including cover for the misadministration of drugs and medication
• Commercial legal protection cover up to £250,000, including specialist legal support to help you challenge your regulator following an adverse inspection outcome or regulatory issue
• Crisis communication cover to support you in managing the effects of negative publicity following a serious incident at the nursery, including 24-hour access to public relation and crisis management experts
• Professional Indemnity at £100,000
• Directors’ & Officers’ Liability at £25,000
• Full ‘all risks’ protection against property damage, including accidental damage and full theft cover for nursery contents
• Equipment breakdown up to £5,000,000 (£500,000 for computer equipment)
• Business Interruption: income protection for your business in the event of a loss
• Loss of registration certificate up to £250,000
• 24-hour access to emergency assistance in the event of a claim
• Out of school clubs/holiday clubs operating from your main premises automatically included
• Clubs operating from alternative premises can also be included subject to an additional charge

The range of optional covers available under our Pound Gates Nursery Insurance product includes:

• Employee dishonesty (fidelity)
• Terrorism
• Cyber insurance
• Commercial motor insurance and/or motor fleet

For further details of our Pound Gates Nursery Insurance product visit our website dedicated to Pound Gates Nursery Insurance.