Special Event Insurance explained

Hosting events such as concerts, festivals, conferences, trade shows, sporting events and celebrations subjects a business to a variety of liabilities and risks that must be considered to avoid costly litigation or other losses when something goes amiss. Appropriate covers for events include Property Damage Insurance, Public Liability Insurance, Employer’s …

Environmental Impairment Liability explained

Most people think that only businesses in certain industries such as waste management or chemicals manufacturing need environmental impairment liability. However, all businesses need to assess their environmental liability risks and review how their activities could affect the surrounding environment. Natural or man-made pollutants can be released through many different …

Insurance brokers: why it’s all about making a difference

Pound Gates was delighted to be included in a recent article by Insurance Business which focuses on the contribution insurance brokers are making in their local communities. This is highlighted by a survey carried out by specialist insurer Ecclesiastical. It found that: 75% of the 250 brokers surveyed believe it’s important to …

Big changes – are you covered?

An upcoming regulatory and tax change leaves customers facing the prospect of rising insurance premiums in the coming 12 months. This combined with the challenging trading conditions faced by many businesses right now could see business owners tempted to reduce their overall insurance bill by reducing covers or not accurately …

Who’s watching you?

Are you aware of just how many governmental departments and independent agencies have powers to investigate and prosecute you or your business for breaking the law or breaching regulations – you might well be surprised! To name just a few, the Environment Agency has the power to investigate breaches of …

Gone phishing

Did you know it’s now possible to insure against the UK’s most common crime? Cyber-attack. Cyber-crime continues to make headlines on an almost daily basis in the UK. We frequently hear about national companies falling prey to high profile breaches of systems and data. This often results in widespread disruption …