Picture this… you get home after a long journey, and your wheelie bin is at the end of your drive. Your natural reaction might be to get out of your car to move the bin out of the way, so you can pull into your driveway. Believe it or not, …
The life sciences industry encompasses a wide range of businesses involved in the scientific study of living organisms. Such businesses help solve society’s most pressing problems by creating pharmaceuticals, testing medical devices, developing sustainable food sources and much more. But all this crucial, life-saving work – the product of countless …
More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting …
Today’s evolving risk landscape contains a wide range of intangible threats – cyber-attacks, broken supply chains and the mental health of your employees, to name a few – that all have the potential to cause noticeable business interruption within your organisation. In fact, recent research found that 20 per cent …
Faith-based organisations face several exposures because doors to their facilities often remain open for long periods of time, and people are constantly entering and exiting the premises. To make hazard assessment more complicated, people representing these organisations often congregate in locations other than their main facility. This article looks specifically …
Whether your organisation conducts business operations at the construction site, on the road or in the confines of an office building, it’s crucial to consider your environmental liability exposures and purchase proper cover as protection. Nevertheless, many organisations are quick to reject the importance of having an insurance policy for …
Your business is your lifeblood, and as new opportunities allow you to grow, you should do everything you can to protect it. Yet, many businesses, regardless of industry, are risking their own survival by unwittingly remaining underinsured. You may only find out that your business is underinsured when you experience …
Robust risk management practices can help to protect your business from a range of potential disasters, but it can be increasingly difficult to prepare for the worst in an unpredictable market. In the midst of political uncertainty regarding Brexit, rising adverse weather instances at the hands of climate change, a …
As the owner or manager of a property management firm, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you help your tenants’ businesses thrive as well as keep yourself safe from charges of negligence and insurance claims. Furthermore, as general legislative trends see more …
Even the most well prepared and well run business can be struck by disaster. In the last two years alone we have seen the total loss of two major UK self storage facilities due to fire. Events such as these are clearly devastating for the business affected but also for …
