Prepare your business for the unpredictable with proper cover

Robust risk management practices can help to protect your business from a range of potential disasters, but it can be increasingly difficult to prepare for the worst in an unpredictable market. In the midst of political uncertainty regarding Brexit, rising adverse weather instances at the hands of climate change, a …

Green Cards: Driving abroad should there be a no-deal or ‘Hard’ Brexit

Whilst the political situation as to the outcome of Brexit continues to be uncertain there currently remains the possibility of a no-deal or ‘Hard’ Brexit on 12th April 2019. In such a scenario there would be the automatic annulment of many agreements and mutually compatible laws which were designed to …

How commercial property landlords can limit their liabilities and stay successful

As the owner or manager of a property management firm, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you help your tenants’ businesses thrive as well as keep yourself safe from charges of negligence and insurance claims. Furthermore, as general legislative trends see more …

Cyber-security ranks as 2019 top organisational risk

Between the variety of cyber-security concerns that companies faced throughout 2018 – including compliance with the recently debuted GDPR, high-profile data breaches and social media privacy scandals, to name a few – it’s no surprise that the European Confederation of Institutes of Internal Auditing’s (ECIIA) Risk in Focus 2019 report …

How to reduce your Employers’ Liability insurance premium

Employers’ Liability Insurance protects employers from claims of negligence made by employees who suffer injury or ill health due to their work. Unlike most other types of insurance, Employers’ Liability Insurance is compulsory. If you employ workers based in England, Scotland or Wales (including offshore installations or associated structures), your …

The unique risks of family-owned businesses

While any business relationship can be complex, adding a family dynamic to the mix creates unique issues and risks to navigate. Director and officer claims, employment-related legal actions and errors and omissions can affect family businesses more than other businesses. Pound Gates Insurance Brokers can develop a bespoke insurance programme …

Top 10 Risks to Small Businesses

Simple strategies small business owners can take to identify and manage top risks Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business owner into trouble. A business plan built …