The life sciences industry encompasses a wide range of businesses involved in the scientific study of living organisms. Such businesses help solve society’s most pressing problems by creating pharmaceuticals, testing medical devices, developing sustainable food sources and much more. But all this crucial, life-saving work – the product of countless …
More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting …
Today’s evolving risk landscape contains a wide range of intangible threats – cyber-attacks, broken supply chains and the mental health of your employees, to name a few – that all have the potential to cause noticeable business interruption within your organisation. In fact, recent research found that 20 per cent …
Faith-based organisations face several exposures because doors to their facilities often remain open for long periods of time, and people are constantly entering and exiting the premises. To make hazard assessment more complicated, people representing these organisations often congregate in locations other than their main facility. This article looks specifically …
Not only is technology all around us, now it is a part of us. Wearable technology – devices worn by consumers that are designed to synch with mobile devices and include tracking information related to health and fitness – promises to revolutionise the way we do business. But do not …
Your business is your lifeblood, and as new opportunities allow you to grow, you should do everything you can to protect it. Yet, many businesses, regardless of industry, are risking their own survival by unwittingly remaining underinsured. You may only find out that your business is underinsured when you experience …
Every decision that directors and officers (D&O) of a company make has the potential to be scrutinised by clients, employees, shareholders and peers. These stakeholders may pursue legal action if they believe a decision adversely affects their best interests. The stakes are high – directors and officers risk losing their …
Even the most well prepared and well run business can be struck by disaster. In the last two years alone we have seen the total loss of two major UK self storage facilities due to fire. Events such as these are clearly devastating for the business affected but also for …
Employers’ Liability Insurance protects employers from claims of negligence made by employees who suffer injury or ill health due to their work. Unlike most other types of insurance, Employers’ Liability Insurance is compulsory. If you employ workers based in England, Scotland or Wales (including offshore installations or associated structures), your …
