Terror attacks using vehicles as weapons feel like the new normal and are incredibly hard to police or protect against. The tactic was used widely by militant groups in several attacks in Israel from 2008 onwards. It has been adopted by small terror cells and lone wolf terrorists in Western …
An upcoming regulatory and tax change leaves customers facing the prospect of rising insurance premiums in the coming 12 months. This combined with the challenging trading conditions faced by many businesses right now could see business owners tempted to reduce their overall insurance bill by reducing covers or not accurately …
Are you aware of just how many governmental departments and independent agencies have powers to investigate and prosecute you or your business for breaking the law or breaching regulations – you might well be surprised! To name just a few, the Environment Agency has the power to investigate breaches of …
Did you know it’s now possible to insure against the UK’s most common crime? Cyber-attack. Cyber-crime continues to make headlines on an almost daily basis in the UK. We frequently hear about national companies falling prey to high profile breaches of systems and data. This often results in widespread disruption …
After a long period of stable insurance costs, the perfect storm is brewing that is likely to see your insurance premiums increase significantly. There are two big changes afoot in the industry, both created by regulatory bodies, the impact of which will be felt this year. What are the big …
WannaCry, a ransomware program that targets a vulnerability in outdated versions of Microsoft Windows, has spread across 150 countries and infected more than 230,000 computers since it was launched on 12 May. It disrupted many NHS hospitals in England and Scotland, infecting up to an estimated 70,000 devices including computers, …
Cyber-crime is on the increase, with hardly a day going by without a story in the news of a large company falling victim to a cyber breach. The UK is one of the most digitally dependent economies in the world and is estimated to be worth over £118bn per year. …
The Insurance Act 2015, a piece of legislation designed to modernise business insurance, goes into effect from 12 August 2016. Read this overview to learn how the sweeping new law changes your business insurance-buying process and the steps you should take to comply. The Insurance Act 2015 – an overview for …
